Coronavirus Resources
Find our latest Resources here!
My team and I are working with federal, state and local officials to provide assistance and connect you to information about the coronavirus, also known as COVID-19.
Please use the resources below to stay informed and be prepared.
My team and I are committed to leading and living our values, two of which are transparency and action. I have issued a guide to my team to help them understand how we will operate for the time-being, and I am posting it here so you know what to expect from us over the next several weeks. I also think it might be a helpful template for businesses and other public servants with questions about how to communicate with their teams. You can view the memo here and our response level policy here.
As always, my team stands ready to help you with federal agencies. You can also send me a message online.
Seth Moulton
Member of Congress
As of March 15, my current office response level in Washington D.C. is Level 3 and the District Office in Salem, Mass. is Level 3.
Stay informed and prepared
- Visit the CDC Website, or other reputable sources. There are daily updates.
- Wash your hands with hot, soapy water for at least 20 seconds.
- Cover your mouth, ideally with a tissue or elbow, when you cough or sneeze.
- Avoid close contact with people who are sick.
- Minimize touching your eyes, nose, and face.
- Clean and disinfect surfaces frequently touched by others.
- If you are not feeling well, stay home from work and get better.
- Get a flu shot to stay healthy and out of the doctor's office.
- Get plenty of sleep. It boosts the immune system.
- Plan for meals at home, just like you prepare for a hurricane. Don’t forget your pets!
- A family can go through soap, paper goods, feminine products, and diapers pretty quick. Check your supply.
- If you take prescription medication, don’t forget your next refill.
- Need new contact lenses? Is that hearing-aid battery running low? Think through over the counter medicines next time you are at the pharmacy.
- Mental health matters. Break out your favorite books, games, and household activities from the attic.
Guía del coronavirus
Mi equipo y yo estamos trabajando con oficiales federales, estatales, y locales para proporcionar asistencia y proporcionarle con información sobre el coronavirus, también conocido como el COVID-19.
Por favor utilice los recursos abajo para mantenerse informado y estar preparado.
Mi equipo y yo estamos comprometidos a liderar y vivir nuestros valores, dos de los cuales son la transparencia y la acción. He publicado una guía para mi equipo para ayudarles a entender cómo vamos a operar por ahora, y estoy publicándola aquí para que sepa qué esperar de nosotros en las próximas semanas. También creo que podría ser una plantilla útil para las empresas y otros servidores públicos con preguntas sobre cómo comunicarse con sus equipos. Puede ver la nota aquí y nuestra política de nivel de respuesta aquí.
Seth Moulton
Miembro del Congreso
Mi nivel de respuesta actual para la oficina en Washington, DC es nivel 3 y para la oficina del distrito en Salem, Mass. es nivel 3.
Manténgase informado y preparado
- Visite el sitio web del CDC u otros fuentes de confianza. Hay actualizaciones diarias.
- Lávese las manos con agua caliente y jabonosa por al menos 20 segundos.
- Tápese la boca, idealmente con un tejido o codo, cuando tosa o estornuda.
- Evite el contacto cercano con personas enfermas.
- Minimice tocando los ojos, la nariz y la cara.
- Limpie y desinfecte superficies frecuentemente tocadas por otros.
- Si no se siente bien, quédese en casa del trabajo y mejore.
- Vacúnese contra la gripe para mantenerse saludable y fuera del consultorio del médico.
- Duerma mucho. Aumenta el sistema inmunológico.
- Planifique platos en casa, al igual que se prepara para un huracán. No olvide a sus mascotas!
- Una familia puede pasar por jabón, artículos de papel, productos femeninos y pañales rápidamente. Compruebe su suministro.
- Si toma medicamentos recetados, no olvide su próxima recarga.
- ¿Necesita lentes de contacto nuevos? ¿Se está agotando la batería del audífono? Piense en los medicamentos de venta libre la próxima vez que esté en la farmacia.
- La salud mental importa. Saque tus libros, juegos y actividades domésticas favoritas desde el ático.
¿Tiene síntomas?
Los Centros para el Control y Prevención de Enfermedades (CDC) han identificado estos síntomas del coronavirus (COVID-19):
- Fiebre
- Tos
- Falta de aliento
Si está enfermo
Los síntomas pueden aparecer 2 a 14 días después de estar expuesto al virus. Si está enfermo, aquí hay algunos consejos para evitar la propagación de la enfermedad:
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Quédese en casa excepto para la atención médica |
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Sepárese de otras personas y animales en casa |
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Llame por adelantado antes de visitar a su doctor |
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Use una máscara facial si está enfermo |
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Cubre sus toses y estornudos |
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Lávese las manos con frecuencia |
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Evite compartir artículos personales |
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Limpie y desinfecte superficies |
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Supervise sus síntomas |
Otros recursos en español
- Hojas informativas de los Centros para el Control y la Prevención de Enfermedades (CDC)
- Información de los CDC sobre el coronavirus
- Casa Blanca - Consejos para disminuir la propagación
- Rep. Raúl Ruiz, MD, explica el coronavirus
- Rep. Sylvia García explica la legislación federal sobre el coronavirus
- Guía de recursos en español de la Rep. Donna Shalala
- Rep. Chuy García responde ‘¿Qué es refugiarse donde esté (shelter in place)?’
- Lo que debe saber - Asociación Nacional para la Salud de los Hispanos
- Guía de recursos para inmigrantes - Ciudad de Boston
- Material de Unidos, sobre el coronavirus
- Noticias de Univisión sobre el coronavirus
Líneas directas
Departamento de salud pública de Massachusetts
COVID-19 Línea directa: 2-1-1
Línea directa de emergencia: (617) 983-6800
Línea directa de Partners Healthcare para el coronavirus
Apoyando a los médicos, pacientes y el público
Número de teléfono: (617) 724-7000
Abierto 8:00 am-8:00 pm, 7 días de la semana
Recursos sanitarios locales
Centros de salud comunitarios
Los centros de salud locales están aconsejando llamar antes de ir al centro:
El condado de Essex
Salem, Peabody, and Gloucester
El condado de Middlesex
Hospitales
El condado de Essex
Beth Israel Lahey Health (Ubicaciones incluyen Beverly, Burlington, Anna Jaques, Peabody, Addison Gilbert)
Hospital North Shore Medical Center de Salem
Tasas de infección por país
Guía de viaje
La información más reciente para viajar desde el CDC está disponible en línea.
Nivel de evaluación de riesgos para COVID-19
Propagación sostenida generalizada y restricciones a los viajes a los Estados Unidos | |
Propagación sostenida generalizada | |
Propagación comunitario sostenida | |
Propagación comunitario limitado |
Revisar los sitios web del CDC y del Departamento de Estado antes de viajar. Regístrese en el programa de inscripción de viajeros seguros para recibir alertas del país y registrar su viaje en la embajada de EE.UU. más cercana.
Encontrar información de viaje actualizada y servicios para los ciudadanos estadounidenses en el extranjero en el sitio web de departamento del estado: brote actual de enfermedad coronavirus 2019.
Nota: muchos de los enlaces de las siguientes secciones contienen enlaces a fuentes de idioma inglés.
Actualizaciones de correo electrónico
Me comprometo a actualizarle regularmente con información. Si desea unirse a mi lista de correo electrónico, puede registrarse aquí.
Aquí están los correos electrónicos que he enviado hasta ahora:
- Preparación para Coronavirus
- Coronavirus Seguimiento
- El último sobre la pandemia
- Manejando la interrupción
Lo que estamos leyendo
Sabemos que muchos de ustedes están buscando información confiable y basada en evidencia sobre el nuevo brote de coronavirus. Sarah, la becaria de política de ciencia y tecnología IEEE-USA del equipo Moulton, está aquí para ayudar!
A continuación, puede encontrar un conjunto seleccionado de enlaces para comprender mejor el brote de COVID-19 y sus implicaciones. Parte de esta información se utiliza para mantener informado al congresista Moulton sobre el brote y la respuesta del gobierno.
Compruebe una lista actualizada regularmente de lo que estamos leyendo:
El Boston Globe ofrece una útil imprimación de COVID-19 que aclara lo que significan muchos términos de salud pública.
Los números
El New York Times comparte modelos interactivos de escenarios de brotes y explica cómo la mitigación agresiva y oportuna puede producir los mejores resultados.
El Atlantic investiga todos los números rpublicados diariamente sobre la enfermedad y proporciona hojas de cálculo con datos actualizados a través del Proyecto de Seguimiento COVID.
Evitar los delincuentes cibernéticos
Los delincuentes cibernéticos han intentado explotar el interés en un mapa popular seguindo casos de COVID-19, pero se puede encontrar el mapa real de la Universidad Johns Hopkins aquí.
Esté atento a las estafas, ya que los delincuentes cibernéticos están aprovechando COVID-19 para sembrar la discordia, difundir la desinformación y buscar ganancias financieras en línea.
Respuesta y pruebas
Es necesario compensar mucho con respecto a las pruebas de COVID-19, especialmente después de los errores detallados por el MIT Technology Review y El Atlantic.
Science Magazine adopta las medidas desinfectantes utilizadas en el extranjero en respuesta a un brote para evaluar los riesgos y beneficios.
Un investigador de la Universidad Northeastern señala que la trayectoria actual de COVID-19 en Massachusetts tiene un sorprendente parecido con la trayectoria encontrada en Italia, pero dice que no es demasiado tarde para tomar medidas y prevenir casos.
La salud mental
Un estudiante de salud pública escribe en el New York Times sue el brote de coronavirus puede ser difícil tanto para los sanos y para los enfermos debido a la paradoja del aislamiento.
La Fundación Americana para la Prevención del Suicidio da un recordatorio importante para enfocarnos en nuestra propia salud mental durante estos tiempos inciertos.
Fuentes de confianza
Siga fuentes de confianza como estos para noticias del brote de coronavirus, en lugar de depender de las redes sociales o sitios web de noticias.
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- World Health Organization (WHO) (Spanish) (French) (Russian) (Chinese) (Arabic)
- Centers for Disease Control and Prevention (CDC) Factsheets
- Mass Unemployment Guide Multilingual
- Immigrant Resource Guide - City of Boston (Arabic) (Cape Verdean) (Chinese) (French) (Haitian Creole) (Portuguese) (Russian) (Somali) (Vietnamese)
- Employee Rights in Massachusetts (Spanish) (Portuguese) (Chinese)
- Multilingual resources from Boston Medical Center
- Multilingual Resources from Switchboard
The Centers for Disease Control and Prevention (CDC) has identified the following symptoms of coronavirus (COVID-19):
- Fever
- Cough
- Shortness of breath
If you are sick
Symptoms may appear 2 to 14 days after being exposed to the virus. If you are sick, here are some helpful tips to prevent spreading the illness:
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Stay home except for medical care |
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Separate yourself from people and animals at home |
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Call ahead before visiting your doctor |
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Wear a facemask if you are sick |
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Cover your coughs and sneezes |
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Clean your hands often |
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Avoid sharing personal items |
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Clean and disinfect surfaces |
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Monitor your symptoms |
Unemployment Insurance is administered by the state. Here is the state’s website, which walks you through whether you are eligible. Once you've checked it out, you can apply for unemployment here. If you have questions about the application process, you can ask them here.
Still having trouble? My constituent services team is available to help you navigate this process and connect you with the right support. You can reach them at (978) 531-1669.
Hotlines
Massachusetts Department of Public Health
COVID-19 Hotline: 2-1-1
MDPH 24-hour Emergency Hotline: (617) 983-6800
Partners Healthcare Coronavirus Hotline
Supporting Clinicians, Patients and the Public
Phone Number: (617) 724-7000
Open 8:00 am - 8:00 pm, 7 days a week
Health Resources
Community Health Centers
Local health centers are advising sick people to call before going in to the center:
Essex County
Salem, Peabody, and Gloucester
Middlesex County
Hospitals
Essex County
Beth Israel Lahey Health (Locations include Beverly, Burlington, Anna Jaques, Peabody, Addison Gilbert)
Community Action
Community Action agencies offer a wide variety of services. From housing resources, to nutritional assistance and workforce development, action agencies are a great starting point for residents who have not accessed benefits before, or may need help now. Find an agency near you to learn more.
180 Main Street, Gloucester, MA 01930
(978) 282-1000
3 Washington Square, Haverhill, MA 01830
(978) 373-1971
155 Merrimack St. Lowell, MA 01852
(978) 459-0551
Greater Lawrence Community Action Council, Inc.
305 Essex St, Lawrence, MA 01840
(978) 681-4900
Lynn Economic Opportunity, Inc.
156 Broad Street, Lynn, MA 01901
(781) 581-7220
North Shore Community Action Program, Inc.
119 Rear Foster Street, Building 13, Peabody, MA 01960
(978) 531-0767
You may have kids at home and be concerned about their lost learning time because schools are close. Or maybe you’re just wondering how to make the most of your time at home together. A member of my team who served with Teach For America before joining Team Moulton collected some ideas from local and national partners that can help you balance your child’s time at home. And, if internet access is a barrier for you, some of the Internet Service Providers in the area are providing free internet access to new subscribers during the COVID-19 pandemic if a K-12 or college student lives at home with you.
Your kids (and you) may find the next few weeks to be particularly stressful. Taking care of you mental health is just as important as staying physically healthy. The CDC shared some helpful guidance on managing anxiety and stress.
You also may wonder how to talk to kids about the coronavirus. PBS offers some advice on how to talk to young kids about coronavirus, and the CDC has recommendations for all ages, including seniors who are most at risk.
It can be stressful just finding enough activities to fill your child’s day and support their learning during school closures. Here’s some advice from a former physician and veteran homeschooling parent on structuring your kid’s time and removing the stress, as well as PBS’s recommendations on de-stressing during the coronavirus.
And as you’re looking for ideas for fun (and stealthily educational) activities to share with your kids, we’ll be keeping this “For Kids” section updated.
Here’s the latest:
- People are getting creative about how they spend their time at home. For example, WDRB in Kentucky has provided a list of 50 activities you can do around the house.
- Live Science has curated a list of activities that are both fun and educational for your kid during the school closures.
- BrainPOP is also offering free online learning activities for families during school closures, and Scholastic has resources broken down by grade level.
- The Massachusetts Department of Elementary and Secondary Education (DESE) has partnered with WGBH to provide TV and digital distance learning options. Check here for broadcast times and online resources.
- Khan Academy has provided free online learning resources and daily schedules for students ages 2-18.
- The New York Times publishes a Lesson of the Day that you can easily do with your child, including a warm up, a current event article, questions on the article, and follow-up activities.
- Nickelodeon's #KidsTogether provides fun videos, activities, and parent resources.
- NASA shares engaging STEM activities for students up to grade 4.
For Educators
Education Elements will be hosting a series of free webinars, coffee chats, and 1:1 office hours—all virtual—on topics like planning for long-term virtual learning, equity and school closings, and why psychological safety is more important now than ever.
Don’t reinvent the wheel! Schools and educational organizations, like KIPP, Scholastic, and BrainPOP, are sharing free learning activities to use and tailor for your students’ needs.
The Information Technology Industry Council has also curated digital resources to use with your students.
Khan Academy has provided instructions for how teachers can set-up a free account and structure remote learning using free online learning resources.
EdTechTeacher is regularly publishing blog posts, resources, and webinars to help teachers plan for distant and remote teaching and learning during extended school closings.
The Library of Congress announced online office hours on education resources and teaching ideas using the library’s collections every Tuesday and Thursday at 2pm EST. Topics covered this week:
- Library of Congress 101 (Tuesday) - Library of Congress experts provide suggestions on finding materials from the online collections for your education needs. Highlights to include author talks, free children’s books and more.
- Spanish flu Resources (Thursday) – Discover Library of Congress resources on the Spanish flu outbreak of 1918. Highlights to include an introduction to two collections - Historical Newspapers and Prints and Photographs.
The New York Times publishes a Lesson of the Day lesson plan, including a warm up, a current event article, questions on the article, and follow-up activities, which you can easily incorporate into distance learning with your students.
The Smithsonian offers free distance learning resources through its Learning Lab.
Amazon's Educate Program has created an Educator Mobilization Initiative with webinars and resources to help educators move learning online.
No one should go hungry -- period. Especially not during this time. There are resources available to help feed you and your family. You might be surprised what is out there!
Apply for SNAP, also known as Food stamps. (877) 382-2363 or online.
To apply for SNAP benefits, you need to provide personal information. This includes your Social Security number, birth date, home address (if you have one), income, and expenses. SNAP has certain income guidelines. You can view the SNAP eligibility charts to find the guideline that applies to your household.
Learn about the Women, Infants, & Children (WIC) Nutrition Program.
Food Banks
Food Source Hotline: 1 (800) 645-8333
Monday - Friday
8:00 am - 7:00 pm
Saturday
10:00 am - 2:00 pm
Bedford Food Pantry
12 Mudge Way, Bedford 01730
Thursday
4:30 pm - 6:00 pm
(781) 257-7355
Beverly Bootstraps
35 Park Street, Beverly, MA 01915
Monday, Thursday and Friday
10:00 am - 2:00 pm
Tuesday
2:00 pm - 6:00 pm
Wednesday
10:00 am - 6:00 pm
Other Beverly Locations
Open Door Pantry
28 Emerson Ave, Gloucester, 01930
Monday - Friday
10:00 am - 5:00 pm
Tuesday
(978) 283-6776 or email
194 Main Street, Amesbury, 01913
St. Mark’s Church
10 St. Mark's Road, Burlington 01803
Tuesday
3:00 pm - 7:00 pm
Emergency number: (781) 505-4900
Wakefield Food Pantry
467 Main Street, Wakefield 01880
Tuesday & Thursday
9:00 am - 1:00 pm & 6:00 pm - 8:00 pm
(781) 245-2520
Fuel Assistance
LIHEAP
Many Massachusetts residents do not realize they are eligible for help paying the costs of heating their homes. Call the Cold Relief Heatline at (800) 632-8175 to find out more, or visit the DHCD Resource Locator to get started.
Utility Companies
Eversouce and National Grid are suspending collections activities during the pandemic. Payments are still due as scheduled. National Grid information. Eversource updates can be found here.
Social Services
The novel coronavirus presents unique challenges for more than 5 million Americans living with Alzheimer’s and their 16 million caregivers. Most notably, public health strategies aimed at limiting contact with others is nearly impossible for people living with Alzheimer’s and other dementias, who rely on family caregivers and others to live their daily lives.
The novel coronavirus presents unique challenges for more than 5 million Americans living with Alzheimer’s and their 16 million caregivers. Most notably, public health strategies aimed at limiting contact with others is nearly impossible for people living with Alzheimer’s and other dementias, who rely on family caregivers and others to live their daily lives.
24/7 Helpline: (800) 272-3009
TDD: (866) 403-3073
Substance Abuse
Support groups have moved online to continue supporting people’s path to recovery.
Here’s a few we’ve found:
Former NBA player and Massachusetts native Chris Herren’s online support group.
Free resource offering online support meetings, yoga, and other classes.
Domestic Violence
National Domestic Violence Hotline
1 (800) 799−7233
TTY 1 (800) 787−3224
Chat: thehotline.org
Salem, MA (978) 744-8552
Gloucester, MA (978) 283-8642
Lynn, MA (781) 592-9900
North Shore Medical Center (978) 354-4383
After-hours hotline: 1 (800) 547-1649
24/7 confidential hotline is available at (978) 388-1888; (800) 439-0183 (TTY)
Looking for opportunities to help your community or state during COVID-19? See below for suggestions on donation and volunteer opportunities in MA-06 and across the Commonwealth.
The Washington Post provides a comprehensive overview of how you can help during the COVID-19 pandemic.
If you have had and fully recovered from COVID-19, please consider signing up with the National COVID-19 Convalescent Plasma Project in order to be notified of future information and opportunities to donate plasma.
The Commonwealth of Massachusetts has launched a new PPE procurement and donation website, which contains a link for health professionals interested in volunteering to support COVID-19 response efforts.
Medical Volunteers Needed
To support COVID-19 emergency response efforts, Governor Baker and the Massachusetts Medical Society are working to match health and medical volunteers with our communities.
There is an immediate need for respiratory therapists and public health nurses. Additionally, doctors, nurses, and mental health clinicians are needed as volunteers for a remote call center to help answer questions about COVID-19 and to provide mental health support.
Any health care professionals or mental health clinicians interested in volunteering can find more information here: MAResponds.org
Support Your Neighbors
Mutual Aid Lynn is a clearing house for volunteer opportunities in Lynn
North Shore Hunger Relief
Catholic Charities North of Boston
CCAB and COVID-19: how to help in your community. Primarily Donations & Food delivery
Open Door Gloucester
Help feed your community by signing up to volunteer at The Open Door
Our Neighbors' Table, Amesbury
Read through volunteer opportunities and advice for stepping up for your neighbors.
My Brother's Table, Lynn
Opportunities for giving back are available online.
Merrimack Valley Food Bank, Lowell
Help serve the Merrimack Valley by signing up to volunteer at Merrimack Valley Food Bank.
Support the Commonwealth
MassGives
With the impacts of the COVID-19 pandemic on nonprofits becoming more apparent, robust charitable giving from individuals will be essential to aid nonprofits’ response efforts and to rebuild communities in the pandemic’s aftermath. Visit the website for a searchable list of nonprofits and additional resources to inform your giving.
Massachusetts Service Alliance
List of virtual & in-person volunteering opportunities. Updated daily.
Boston Cares | Volunteering for a Greater Boston
Robust list of volunteer opportunities in Boston and Greater Boston.
Greater Boston Food Bank (GBFB) COVID-19 response
Raise money on your own, form a team and fundraise, or join a team to volunteer.
Do you have a volunteer or donation opportunity you want Team Moulton to highlight? Please submit a request here!
The ongoing crisis has created stress and anxiety for everyone. But for those already suffering from mental health issues, it can exacerbate symptoms.
You should know that there are still resources available for you. Check them out below.
NAMI
The National Alliance on Mental Illness (NAMI) has taken their classes online. If you’re new to NAMI, or looking for a guide to managing your mental health during a crisis, head to their resource page for a great overview of the different services, tips, and resources available.
- Town by Town Family Resource Support Groups
- Connection recovery support groups.
SAMHSA
The Substance Abuse and Mental Health Services Administration (SAMHSA) has a great tips for social distancing, and offers a Disaster Distress Helpline to provide 24/7, 365-day-a-year crisis counseling and support to people.
- Call (800) 985-5990 to connect with trained crisis counselors 24/7
- Text with a live counselor via SMS, text ‘TalkWithUs” to 66746
- Text “Hablanos” for Spanish at 66746
CDC
Centers for Disease Control and Prevention (CDC) provides guidelines for coping with a disaster or traumatic event which can be found here. Tips include:
- Take care of your body
- Connect with others
- Take breaks
- Stay informed
- Avoid too much exposure to news
- Seek help when needed
The CDC also provides guidelines for helping children cope with emergencies which can be found here.
Seeing that the CDC recommends that those 65+ stay home if possible, AARP has provided suggestions on how to fight social isolation caused by the coronavirus which can be found here.
The National Suicide Prevention Lifeline also provides 24/7, free and confidential support for people in distress, prevention and crisis resources. If you or someone you know needs help, please call: 1 (800) 273-TALK (8255).
Other resources:
- Crisis Text Line: 24/7, free, and confidential hotline: text SHARE to 741741
- Good Samaritans: Telephone: (877) 870-4673
Substance Abuse
Support groups have moved online to continue supporting people’s path to recovery. Here’s a few we’ve found:
- Herren Project - Former NBA player and Massachusetts native Chris Herren’s online support group
- The Phoenix - Free resource offering online support meetings, yoga, and other classes
- Alcoholics Anonymous: Online Intergroup
- Smart Recovery - Online community providing peer support for recovery
The federal government has activated small business disaster loans to help those of you who are struggling to make payroll or keep the lights on. Many Massachusetts small businesses and nonprofits are now eligible to apply for disaster loans from the US Small Business Administration (SBA).
You probably have a lot of questions if you run a small business or non-profit. My team compiled this Small Business Resource Guide to help you find the answers you need.
Here is what you need to know:
- The SBA has published general information here.
- You can find applications for disaster assistance here.
- f you have additional questions, you can reach the SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov.
- If you need an interpreter, we are hearing from the SBA that they are available once you call in and reach a customer service specialist. (Asistencia de Desastre de la SBA en Respuesta al Coronavirus)
The SBA’s Massachusetts office is conducting training webinars for resource partners/lenders and small businesses on the SBA EIDL loan program.
Find more resources here.
Update from SBA
First Payment Due Date
- All loans approved will have the payment deferment set at 12 months from the date of the Note. This reflects a deferment of 11 months with the first payment due on the 12th month. Any other period for the initial deferment must be justified in the electronic case file.
The SBA has approved a change in the initial deferment period from 4 months to 12 months on SBA Disaster Loans. This is a significant change and will be very helpful for small businesses taking these loans and knowing they have a longer period of time before they will need to worry about debt service payments.
SBA has implemented an expedited processing method for loans under $500,000 where the submission of current tax returns is not required for small businesses. Although the business owner is not given the option to select the requested loan amount, the SBA Loan Specialist will determine the working capital needs based on historical data and submitted documentation. A signed form IRS 4506-T for the applicant business, 20% or greater owners/principals and any affiliates would still be required for these loans. Private non-profits do not qualify for this exception and would still need to submit tax returns.
All EIDL loans (no matter the approved loan amount) require a personal guaranty of all 20% or greater owners of the business; when there’s no single individual with greater than 20% ownership in the business, a personal guaranty will be required from at least one of the owners of the business.
SBA looks for reasonable assurance of repayment ability. If the business had a loss for example in 2018 but had a good 2019, the business will need to make its best case for why there is reasonable assurance of repayment ability given most recent trends prior to the disaster.
It is possible to get approval of an SBA EIDL loan if the business is an early stage business and under 1 year in operations. In order to be successful, the small business is going to need to make its best case for why the loan should be granted and that there is not high risk to the SBA. The more months in operations, the easier it is for SBA to underwrite the potential risk.
There is no cost to apply for an SBA EIDL loan and SBA encourages small businesses to apply as soon as possible. The loan will be screened for credit score and assuming it passes that the loan will be assigned to a case manager and specific scenarios and questions can be addressed with the loan officer at that time. Again, SBA encourages small businesses to apply.
Each one of the numbers below represents a person, and a family, facing an uncertain future from the new coronavirus. With that in mind, these charts can help us wrap our heads around this rapidly evolving outbreak and understand the urgent need for public health intervention.
Massachusetts
International
Total Confirmed Cases
Source: Our World in Data
Confirmed Cases since 100th Case
This chart allows the reader to compare the trajectory of confirmed cases between countries. The starting point for each country is the day that particular country had reached 100 confirmed cases.
Source: Our World in Data
Daily Confirmed Cases Per Capita
Source: Our World in Data
Confirmed Cases Per Capita
Source: Our World in Data
Confirmed Deaths Per Capita
Source: Our World in Data
Historical
I know that student loans can feel like an impossible burden if you are out of work. That’s why Congress suspended principal and interest payments through September for most federal loans with the CARES Act we passed last week. I am also working to ensure students and schools get the support they need.
Federally-held student loan payments are suspended, without interest accruing, but some loans are not included. Perkins Loans and commercially-held Federal Family Education loans do not qualify under the CARES Act. If you are uncertain what type of loans you hold, contact your student loan servicer.
For public servants working towards forgiveness, the suspended payments during this six-month period counts toward your Public Service Loan Forgiveness (PSLF) requirements. TEACH grant recipients will receive full-time service credit if your service is interrupted due to COVID-19 over the next 6 months. I hope that helps you stay on track for a career in service.
If your federal student loans are in default, you will receive relief from involuntary collections like wage garnishment over this six-month period.
The federal government will not ask you to pay a fee to suspend your payments. If someone contacts you asking for a fee, it is a scam and should be reported to the Federal Trade Commission.
On March 19th, the U.S. State Department upgraded their travel advisory to Level 4: Do Not Travel.
U.S. Citizens are NOT PREVENTED from returning to the United States. Travel restrictions on entry and exit of other countries may interfere with certain travel arrangements.
Get the latest country-by-country information from the U.S. State Department.
The latest information for travel from the Centers for Disease Control and Prevention is available online.
Risk Assessment Level for COVID-19
Widespread ongoing transmission with restrictions on entry to the United States | |
Widespread ongoing transmission without restrictions on entry to the United States | |
Ongoing community transmission | |
Limited community transmission |
Check the CDC and State Department websites before traveling. Sign up for the Safe Traveler Enrollment Program to get country alerts and register your trip with the nearest U.S. Embassy.
Find up to date travel information and services for American Citizens overseas at the State Department website: Current Outbreak of Coronavirus Disease 2019
I am committed to regularly updating you with information. If you would like to join my email list, you can sign up here.
Here are the emails I have sent out so far:
- Keep Up the Fight
- What Day Is It?
- Checking In
- Stay Home
- Coronavirus Update
- Managing the Disruption
- Latest on the Pandemic
- Coronavirus Follow Up
- Preparing for Coronavirus
We know that many of you are looking for reliable, evidence-based information on the novel coronavirus outbreak. Team Moulton’s IEEE-USA Science & Technology Policy Fellow Sarah is here to help!
Below, you can find a curated set of links to better understand the COVID-19 outbreak and its implications. Some of this information is used to keep Congressman Moulton informed on the outbreak and the government’s response.
Check back for a regularly updated list of what we're reading:
The New York Times reports that immunization rates have dropped drastically and reminds us of urgency of staying on top of our vaccines to keep ourselves, our loved ones, and our neighbors healthy during the COVID-19 crisis and to avoid a competing pandemic.
The Washington Post investigates how the University of Pennsylvania is determining whether eight labrador retrievers - and their powerful noses - can detect an odor associated with the virus causing COVID-19.
Treatment Update
A clinical trial conducted by the National Institutes of Health (NIH) shows that hospitalized patients with advanced cases of COVID-19 who received a new experimental drug recovered faster than similar patients receiving placebo.
The New York Times, NPR, and STAT News report further on preliminary results from the NIH’s clinical trial and next steps for the experimental antiviral drug.
The CEO of the company that produces the drug committed on the record to making the drug accessible and affordable as the COVID-19 pandemic continues, as told to STAT News.
STAT News recounts the realities associated with manufacturing pharmaceuticals, some of which Gilead Sciences may encounter as it seeks to quickly ramp up production of the potential treatment.
Vaccine Update
Nature provides a graphical guide to vaccine basics and details eight different approaches under consideration for provoking an immune response capable of blocking or killing the virus.
Bloomberg details "Operation Warp Speed," a not-yet-announced Manhattan Project-style effort by the Trump administration to bring together private pharmaceutical companies, government agencies, and the military to drastically reduce the amount of time needed to develop a COVID-19 vaccine.
The Wall Street Journal shares that an ad-hoc group of scientists, billionaires, and industry titans is working behind the scenes to encourage the Trump administration to accelerate COVID-19 vaccine development.
The New York Times writes on the COVID-19 vaccine under development at Oxford University’s Jenner Institute, which has been shown to be effective in monkeys and is preparing for mass clinical trials.
The Serum Institute of India is starting to mass produce the Oxford University COVID-19 vaccine a bold bet given the unproven efficacy of the vaccine in humans, as reported by The Economist.
National Geographic considers the history and science of vaccine development and reminds us why a COVID-19 vaccine could end up taking much longer than a year.
STAT News posits that the success of a COVID-19 vaccine will hinge on its delivery and notes the importance of strategic manufacturing and deployment.
An op-ed by a medical doctor and epidemiologist in The New York Times argues that a COVID-19 vaccine will not stop the pandemic unless all countries end up having access to it.
Looking for a link that you saw on our Reading List? Check out the daily archive.
Reputable Sources
Follow reliable sources like these for news on the coronavirus outbreak, rather than relying on social media or news websites for the latest.
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